Need a home loan?

Talk To Us

Why evo Vania Leonard

Home loans are my business, and my focus is to get your bond approved.

I help you complete one application, which I submit to all the banks.
I apply to the banks, including your own bank, to get quotes.
You can compare the quotes from each bank.
I negotiate the best interest rates and deal on your behalf.
I can help you in securing a zero deposit bond if required.

My service is completely FREE, with no obligation.

Services We Offer

We get you the most competitive rate by sourcing quotes from the banks for you to compare.

Bond Origination

I submit Home Loan Applications to up to seven banks negotiating the best interest rates and deal in the market at any given time.


I help you check your credit record, income and expenses to give you an accurate assessment of what you can afford. You will then know how likely you are to qualify for a bond.

Still Looking for a Home

I’m searching property portals and visiting show houses but have a few questions.

Bank Partners


Vania Leonard

Head of Homeloans

About Us

At evo Vania Leonard my vision is to enable positive futures for my clients. My mission is to be my client’s most trusted partner. I am passionate about helping my clients achieve their goal of buying property. I am committed to my clients to provide the best service possible.

I am a seasoned property professional, and have spent the last 28 years in the property industry, gaining knowledge and experience in the different aspects of property sales and finance. I have a keen interest in communications, marketing, sales and customer service, obtained a National Diploma in Public Relations, NQF4 and spent some time in the corporate world of Public Relations and Publicity.

I have more than 15 years’ specialised experience in bond finance and origination, having worked at ABSA Home Loans, Sanlam Home Loans, Mortgage Max and BetterBond previously. I am committed to excellent client service, building long-term relationships and always focus on the client’s best interests rather than my own personal gain. On a personal note, I was born in Cape Town, matriculated at Alexander Road High School in PE, studied at the Nelson Mandela University (PE) and spent 5 years in Langebaan as an Estate Agent. I enjoy running, stand-up paddle boarding, scuba diving, open-water swimming, sailing and horse-riding. On weekends (when I’m not doing show houses with agents) I enjoy spending time with my brothers, Eldon and Warren, and father, Ernie.

I am proud to be associated with Evo, who is a part of the ooba Group. Evo was launched to the market as a licensee model designed to cater for the origination business market and individual home loan consultants seeking to align themselves with an established brand within the mortgage origination industry. evo is managed by a highly efficient team with years of experience in banking and origination business, with over 100 licensed independent offices.

In my recent dealings with Vania, I can highly recommend her as she is a highly effective trustworthy person. Always professional and very quick to react and pursues the service till the end. Keeping us informed and updated constantly. She has an excellent knowledge of what she does and also the market out there and what is to offer to her clients. I will do business with her again anytime in future. Thanks Vania and keep up this exceptional business ethic.

Garth D.

Baie dankie vir jou uitstekende diens! Jy het die berg papierwerk soos n molshopie laat lyk. Dankie vir die gereelde terugvoering en dat jy alles so mooi verduidelik het, ons verstaan nie altyd al die terme nie! Jy het die hele proses baie vergemaklik en alles binne 3 weke afgehandel. Ons is baie dankbaar vir jou en dat jy so lekker met die banke gebargain het vir ons! Weereens baie dankie!

Liza-Anne M.

Thank you, Vania, for your dedication and professional help and advice given. You have most definitely increased my buying power and helped me to have an impressive credit report. I look forward to contacting you in the near future, again. I will definitely pass your details on to friends and family. ☆☆☆☆☆

Nicci V.

Home Loan Calculators

Use our Home loan Calculators to work out the size of home loan you are likely to qualify for and what your bond repayments will be.

Bond Calculator

Calculate the home loan you qualify for.

Repayment Calculator

Calculate your monthly bond repayments.

Transfer Cost Calculator

Calculate your registration and transfer costs.

More Calculators

Deposit Savings Calculator

Calculate how much you need to save for your deposit.

Amortisation Calculator

Calculate how your repayment is structured.


Here is a list of our articles that can help inform you about news in homeloans, interest rates and the South African property market.

Card image cap

20 October 2021 - Event: Property & Law Update in Gqeberha (PE)

  • Date: Wednesday 20 October 2021
  • Venue: German Club, 5 Lorraine Street – Gqeberha (Port Elizabeth)
  • Time: 09h30 -12h00
  • Cost: R30 IEASA Members / R60 Non- Members (including refreshment)
  • CPD Points: 2.5 non-verifiable professional / personal development category
Card image cap

First-Time Home Buyer’s Guide: Buy Like a Pro

Buying your first home is a big deal. There are so many things to think about and so much that you don’t know, that it can be intimidating. We’ve demystified the process and broken it down into 6 easily understandable steps to help you on your way to becoming a proud home owner.

Card image cap

Buying or Selling Property? Transfer Process Demystified

Transferring the ownership of a property from the seller to the buyer can sometimes be a complicated and misunderstood process. “Understanding the transfer sequence and having all the necessary documentation at hand before the start of the process will ensure that everything progresses without incident,” says Goslett.